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The Heinrich Team offers you the experience you expect for the Monterey Peninsula and surrounding communities. Call us today: 800-585-6225.
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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 Compare three mortgages at one time.
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Ben and Carole Heinrich are some
of The Top Selling Real Estate Experts™
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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... Carmel Valley Dreams
Thank you so much for helping make our dream of living in C.V. come true.
Abe, Carina & Jenna
Effort Appreciated
We feel extremely fortunate to have had you as our realtors in this market.
Abe, Carina and Jenna
Every Step of the Way
At every step of the way, your advice was thoughtful and well-informed and each contact we had with your 'front office' was efficient and helpful.
Liz & Cory, Big Sur
Refered to the Best!
I am glad that Mandy decided to refer me to the best, rather than try to keep some type of company loyalty...
Dwight
Smooth Transaction
The transactions could not have gone much smoother due in large part to the efforts of your team.
Steve and Cathy
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What weighs 320 tons and is considered the largest single block building?
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| A |
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
