Monterey Peninsula, Pebble Beach and Carmel real estate and homes for sale in California - Ben and Carole Heinrich, REALTORS® Ben and Carole Heinrich REALTORS(r) for Monterey Peninsula, Pebble Beach and Carmel, California real estate - NUMBER1EXPERTS™ Ben and Carole Heinrich NUMBER1EXPERTS(tm) for Monterey Peninsula, Pebble Beach and Carmel, California real estate

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Ben and Carole Heinrich, REALTORŪ, real estate agents and broker for Monterey Peninsula, Pebble Beach and Carmel California home listings, property and land for sale - NUMBER1EXPERT(tm)
The Heinrich Team offers you the experience you expect for the Monterey Peninsula and surrounding communities. Call us today: 800-585-6225.


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Mortgage Prequalification: Monterey Peninsula, Pebble Beach and Carmel California home buying, real estate listings, and homes for sale in Monterey County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Monterey Peninsula, Pebble Beach and Carmel REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >Hard Sell

Many real estate listings come from individuals who thought they had sold their homes. Sellers who try to sell their own home learn the hard way that selling a home is not easy. Keeping it sold and getting to the closing table is even more difficult. What are the pitfalls involved in selling your own home?

Face-to-face negotiations can be difficult, even when the buyer really wants the house. Then there is the paperwork. Standard contract forms rarely cover all of the local requirements regarding disclosure laws. Such contracts may provide loopholes which could allow a buyer with cold feet to back out at the last minute.

When you have finally come to an agreement, how can you be sure that your buyers will engage competent professionals to handle their loan and complete the closing? What if structural problems are discovered or property boundary problems are revealed? The experience and expertise of a professional real estate agent is your greatest asset in concluding a successful transaction.

See All Tips In The "Disclosure Laws" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?

A 
Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York.
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Ben and Carole Heinrich, REALTORŪ, real estate agents and broker for Monterey Peninsula, Pebble Beach and Carmel California home listings, property and land for sale - NUMBER1EXPERT(tm)

Ben, Carole & Grant Heinrich
Coldwell Banker Del Monte Realty

3775 Via Nona Marie
Carmel, CA. 93923
Toll Free: 800-585-6225
Office: 831-626-2432
Ben: 831-626-2434
Carole: 831-626-2452
Grant: 831-521-4486
Email: bcheinrich@NUMBER1EXPERT.com

Ben & Carole Heinrich have been serving the Monterey Peninsula, Carmel Valley and Big Sur since 1977. Their son, Grant, recently joined them bringing his wealth of technology information. Clients have benefited from their teamwork approach to the business and their extensive experience in mortgage brokering, financial planning, skilled negotiations and exceptional marketing. The Heinrich's are extremely qualified to assist in your home buying or selling experience. With the trust and confidence from their clients, they have received the International Presidents Premier designation, which is an award that is presented to only the top 1% of Coldwell Banker sales associated internationally.

Equal HousingMLSREALTOR


Coldwell Banker Del Monte Realty real estate and homes for sale in Monterey Peninsula, Pebble Beach and Carmel California

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