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Latest Listings: Monterey Peninsula, Pebble Beach and Carmel California home buying, real estate listings, and homes for sale in Monterey County, CA

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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	What holds the title as the tallest reinforced concrete building in the U.S.?
A	311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Ben and Carole Heinrich, REALTORŽ, real estate agents and broker for Monterey Peninsula, Pebble Beach and Carmel California home listings, property and land for sale - NUMBER1EXPERT(tm)

Ben, Carole & Grant Heinrich
Coldwell Banker Del Monte Realty
3775 Via Nona Marie
Carmel, CA. 93923
Toll Free: 800-585-6225
Office: 831-626-2432
Ben: 831-626-2434
Carole: 831-626-2452
Grant: 831-521-4486
Email: bcheinrich@NUMBER1EXPERT.com
Ben & Carole Heinrich have been serving the Monterey Peninsula, Carmel Valley and Big Sur since 1977. Their son, Grant, recently joined them bringing his wealth of technology information. Clients have benefited from their teamwork approach to the business and their extensive experience in mortgage brokering, financial planning, skilled negotiations and exceptional marketing. The Heinrich's are extremely qualified to assist in your home buying or selling experience. With the trust and confidence from their clients, they have received the International Presidents Premier designation, which is an award that is presented to only the top 1% of Coldwell Banker sales associated internationally.

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